Buying Art Interest Free
Arts Council England's interest free loans are designed to make it easy and affordable for you to buy original, high quality, contemporary works of art. Providing you have the necessary documentation, a credit check is performed at the gallery and you will be able to take the piece away with you the same day.

How much can I borrow?
Loans are available from £100 up to £2,000, over a period of up to 10 months. You can buy several items at a time, or one or more items at different times in different galleries, providing the total amount you owe does not exceed £2,000 at any one time.

How do I apply for a loan?
To be eligible for a loan you need to be aged over 18, resident in the UK and have a bank or building society account that can operate standing orders. The gallery will help you complete the credit agreement and, after satisfactory credit checking, a standing order will be set up to make your repayments.

What documentation is needed?
A valid cheque card or credit card showing the customers signature.
Valid proof of address:
UK Drivers Licence or a council rent book or a state allowance book or a utility bill.

Are there any hidden extras?
No, there is no charge for the credit (APR 0%). There is no administrative charge or handling fee when you take out an interest free loan.

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